Free Indian money calculators

Instant, no-signup calculators for the decisions that matter most — SIPs, taxes, net worth, and long-term wealth projections. FY 2025–26 numbers throughout.

SIP Calculator

Free SIP calculator for Indian mutual funds. Project monthly SIP returns, total invested, and final corpus over 1–40 years. Inflation-adjusted.

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CAGR Calculator

Calculate the compound annual growth rate of any investment between two values and any duration. Free and instant.

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Income Tax Calculator

Free Indian income tax calculator for FY 2025–26 (AY 2026–27). Computes tax under both old and new regimes side-by-side.

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Net Worth Calculator

Free net-worth calculator. Add assets (cash, deposits, equity, MF, real-estate, gold) and liabilities (loans, credit cards) to see where you stand.

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Tax Regime Comparator

Compare your tax liability under the old and new regimes side-by-side. Type gross salary and your deductions — get the answer in seconds.

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Investment Growth Simulator

Simulate how a one-time investment compounds over 1–40 years at any expected return. Side-by-side with inflation-adjusted real return.

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FD Calculator

Free FD calculator for India 2026. Compute fixed-deposit maturity amount, interest earned, and post-tax returns for SBI, HDFC, ICICI, Axis & post-office FDs. Quarterly compounding, TDS-aware.

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RD Calculator

Free RD calculator for India. Project the maturity amount of any monthly recurring deposit at SBI, HDFC, ICICI, Post Office or any Indian bank. Quarterly-compounded as per RBI norms.

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EMI Calculator

Free EMI calculator for any Indian loan — home, car, personal, education or business. Compute monthly EMI, total interest payable, and complete amortisation schedule.

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PPF Calculator

Free PPF calculator. Plot your tax-free corpus over 15+ years at the latest 7.1% PPF rate. Supports yearly + monthly contributions, partial withdrawals, and 5-year extensions.

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NPS Calculator

Project your NPS Tier-1 corpus, monthly pension after retirement, and the additional ₹50,000 deduction under 80CCD(1B). Aggressive vs Balanced vs Conservative life-cycle profiles supported.

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Lumpsum Calculator

Free lumpsum calculator for Indian mutual funds. Project the future value of a one-time investment over 1–40 years. Includes inflation-adjusted real returns.

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HRA Calculator

Free HRA exemption calculator for India. Compute the tax-free portion of your House Rent Allowance under section 10(13A) — minimum of three rules.

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FAQs

Are MyFolio360 calculators really free?

Yes — all six calculators (SIP, CAGR, Tax, Net Worth, Tax Regime Comparator, Investment Growth Simulator) are 100% free, no signup needed.

Are the tax slabs up to date?

Yes — slabs reflect FY 2025–26 (AY 2026–27) for both old and new regimes, including the ₹75,000 standard deduction for salaried taxpayers.

Can I save my calculations?

On the calculator pages — no. Sign up for a free MyFolio360 account to save scenarios, share them, and run the AI-powered Smart Planner on your full financial picture.

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Run this for your own numbers in 60 seconds.

Drop your income, investments and expenses into MyFolio360 — our AI Smart Planner finds the tax leaks, red flags, and 2-4 specific moves to lower your tax this year.