PPF Calculator India — 15-Year Maturity & Tax-Free Interest
Free PPF calculator. Plot your tax-free corpus over 15+ years at the latest 7.1% PPF rate. Supports yearly + monthly contributions, partial withdrawals, and 5-year extensions.
FAQs
What's the current PPF rate?
7.1% per annum (compounded yearly), reviewed quarterly by the Government of India. The rate has been steady at 7.1% since FY 2020-21.
Is PPF interest tax-free?
Yes — interest, maturity, and partial withdrawals are 100% tax-free. PPF is one of only three EEE (Exempt-Exempt-Exempt) instruments in India along with EPF and ULIP.
Can I withdraw from PPF early?
Partial withdrawal is allowed from the 7th year (max 50% of the balance at the end of year-4 or year before — whichever is lower). Loan against PPF available from year 3.
PPF vs EPF — which is better?
EPF: 8.25%, employer-matched, salaried-only. PPF: 7.1%, anyone, ₹1.5L cap. If you're salaried, max your EPF first; supplement with PPF to fill 80C.
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