HRA Calculator — How Much House Rent Allowance Is Tax-Free
Free HRA exemption calculator for India. Compute the tax-free portion of your House Rent Allowance under section 10(13A) — minimum of three rules.
FAQs
How is HRA exemption computed?
Minimum of three values: (a) Actual HRA received; (b) 50% of basic if metro / 40% if non-metro; (c) Rent paid − 10% of basic. Whichever is lowest is your tax-free HRA.
Can I claim HRA in the new regime?
No — HRA exemption is OLD regime only. If your annual HRA exemption is ₹2L+ and you have other 80C/80D deductions, the old regime usually still wins. Run our regime comparator to be sure.
Do I need rent receipts?
Yes — for HRA above ₹1L/year, you need PAN of the landlord. For below ₹1L, rent receipts alone suffice. Some employers ask for the rent agreement too.
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