SIP Calculator — Project Your Mutual Fund Returns
Free SIP calculator for Indian mutual funds. Project monthly SIP returns, total invested, and final corpus over 1–40 years. Inflation-adjusted.
Final corpus after 10 years
₹23,23,391
Invested: ₹12,00,000
Gain: ₹11,23,391
FAQs
How is SIP return calculated?
Future value of an annuity formula: FV = P × [(1+r)^n − 1] / r × (1+r), where P is monthly amount, r is monthly rate, n is total months.
What's a realistic SIP return assumption?
Indian equity mutual funds have averaged ~12% over 15+ years. Use 10% for conservative planning, 15% for aggressive.
Can I withdraw a SIP anytime?
Most equity funds — yes, but exit load may apply for redemptions within 12 months. ELSS — locked for 3 years.
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