🔥 Limited time · Up to ₹1000 off
You Don't Need A Bigger SalaryTo Build Wealth
You need the right financial direction. MyFolio360 helps you make your money work smarter through better planning, optimized investments, tax-saving opportunities, and personalized AI insights.
- 1
Add your details
Yourself, earning members, income, expenses, investments.
- 2
Pick a goal — or let Lakshmi guide
Choose a Balanced Portfolio or describe your own goal in your words.
- 3
Protect & generate your plan
Sign in once with Google, get your AI Smart Planner report + Tax Saver verdict.
Your financial data is processed securely and never stored. We don't sell, share, or use your information for ads or third-party promotions — without your explicit consent.
Live product tour
See MyFolio360 in 90 seconds
Real user journey · Smart Planner runs on a live household · Old-vs-New Tax regime verdict revealed at 0:50
Or download a sample report
Opens a read-only PDF in a new tab · real AI output · identities anonymised
100%
DPDP-compliant
AES-256
data encryption
7+
investment types tracked
₹2,000
/year unlocks Ultimate
Save ₹68,400
vs Old regime, household ₹18L combined
The Tax Saver
Stop guessing.
See exactly how much tax you can save.
The moment you run the Smart Planner, MyFolio360 calculates the Old vs New regime tax for every earning member of your household — and tells you, in plain English, how much you'd legally save by switching, plus 2-4 specific moves to lower your bill before 31 March.
- Per-member tax breakdown with slab-wise math you can verify
- Your existing investments mapped to 80C, 80D, 80CCD(1B), 24(b) automatically
- Concrete actions like "Open NPS Tier-1, invest ₹50K → save ₹15K tax"
- Updates automatically every time you re-run the Planner
Your money,
organised with intent.
Track every rupee — income, expenses, investments, savings — across yourself, your family, or anyone you share finances with. AI-assisted planning, full audit trail, zero sensitive data required.
Financial Portfolio Overview
Control Room
Health
82/100
Income / mo
₹1.2L
Expense / mo
₹65K
Savings / mo
₹35K
SIP / mo
₹20K
5-year forecast
₹54.8L projected
Features
Built for clarity. Designed for trust.
Most finance apps treat you like a number. MyFolio360 treats your money like a story — with characters, decisions, and a happy ending.
Visual Control Room
Income, expenses, savings, investments and a 5-10 year forecast — all on one dashboard. See contribution split across every member at a glance.
AI Smart Planner
An advanced AI reviews your full snapshot and gives one-tap-applyable recommendations to grow savings, rebalance investments, and trim leakage.
Meet Lakshmi — your goal advisor
Lakshmi is your in-app AI advisor. Tell her what you want — retire by 55, kid's college, a home — and she'll capture the goal, timeline, and risk in a calm 60-second chat, then hand it to the Smart Planner. After your plan runs she follows up to refine the goal if anything's changed.
Tax Saver — Old vs New regime
After every Smart Planner run, get a member-wise old-vs-new regime verdict, your investments mapped to 80C / 80D / 80CCD(1B), and 2-4 specific moves to legally save more before 31 March.
Multi-member contributions
Track who earns what, who saves what, and who contributes how much. Perfect for families, couples, joint accounts or anyone splitting finances.
DPDP-compliant by design
Granular consent toggles, full data export, and right-to-be-forgotten — all built in. We never ask for sensitive data like account numbers or PINs.
Bank-grade security
Bcrypt-hashed credentials, HTTPS-only sessions, signed payment verification. Your data lives in encrypted MongoDB with daily audits.
How it works
Three steps to financial clarity.
01
Add members & money in 60 seconds
Tell us who's in your family, your income, expenses and any investments — no signup needed to start the wizard.
02
Pick a goal — or let Lakshmi help
Choose 'Generate a Balanced Portfolio' or describe your own goal in your words. Lakshmi, our in-app AI advisor, can guide you through it in a short chat.
03
Sign in once. Get your plan.
Continue Securely with Google, accept the DPDP consent, and the AI Smart Planner returns a personalised report — savings, investments, tax-saver and all.
Pay-per-use
No subscription. Pay only when you run.
Every Smart Planner run is ₹99 — Robo health score, red flags, regime comparison, the lot. New users get a ₹50 welcome credit, so your first run is just ₹49 out-of-pocket.
Welcome run
- ₹50 free wallet credit on signup
- Full AI Smart Planner report
- Old-vs-New regime verdict
3 runs
₹89/run · save ₹30
- 3 Smart Planner runs
- Credits never expire
- Razorpay secure checkout
6 runs
₹80/run · save ₹114
- 6 Smart Planner runs
- Credits never expire
- Razorpay secure checkout
9 runs
₹70/run · save ₹261
- 9 Smart Planner runs
- Credits never expire
- Razorpay secure checkout
Why people stay
From spreadsheets to clarity.
I finally see where my money goes. The Smart Planner caught two SIPs I'd forgotten about.
Software engineer
Pune
We use MyFolio360 to track our family's collective savings. The audit trail is gold.
Family of four
Bengaluru
Switched from a spreadsheet I'd built over 5 years. The forecast view alone was worth the year fee.
Founder
Mumbai
* Composite illustrations of common user feedback. Replaced with verifiable testimonials post-launch.
FAQ
Still curious? Email services@myfolio360.com
Yes. Your data lives in an encrypted MongoDB instance with HTTPS-only sessions. We use bcrypt to hash credentials and signed verification for every payment. We're DPDP-compliant: granular consent, full data export, and right-to-be-forgotten are built in.
Money should feel calm, not anxious. MyFolio360 is built on one belief — every Indian family deserves a private, intelligent place to see, plan, and grow what they earn. No spam, no jargon, no upselling. Just clarity.
Prashant Bakane
Founder @ MyFolio360
Stop wondering. Start knowing.
Free forever for the basics. Upgrade only when you want the AI Smart Planner. Your data stays yours.
Try MyFolio360 Free
Get AI-powered insights on taxes, investments, expenses, savings and future goals — in one smart report.
Know your Complete Financial Score.
₹50 sign-up credit · Pay only ₹49 for your first report.
★ 4.9
Avg rating
₹68K+
Avg saved
30 sec
Plan runtime
Quick actions
See all →India's modern wealth & tax planner
Explore the toolkit, built for families
Numbers don't lie
Built to deliver, every run.
₹68,400
Avg tax saved
30 sec
Planner runtime
7+
Asset classes
100%
DPDP secure
Stop guessing. See exactly how much tax you can save.
Sample report
Save ₹68,400
vs your current return
How it works
Three steps to financial clarity.
Add your details
Yourself, earning members, income, expenses, investments.
Pick a goal — or let Lakshmi guide
Choose a Balanced Portfolio or describe your own goal in your words.
Protect & generate your plan
Sign in once with Google, get your AI Smart Planner report + Tax Saver verdict.
All our tools deliver
Maximum tax savings
Tax Saver compares both regimes and surfaces every legitimate deduction you've missed.
Unparalleled speed
30-second Smart Planner. No spreadsheets, no CA appointments, no waiting.
Accurate & private
DPDP-compliant. We never store your account numbers, PINs, or sensitive IDs.
Your data is yours. Always.
DPDP Act 2023 aligned. Indian data residency.
Encryption
TLS in transit. Sensitive fields never persisted.
Privacy
Your data is yours. One-click export & delete.
Compliance
DPDP Act 2023 aligned. Indian data residency.
Why people stay
From spreadsheets to clarity.
* Composite illustrations of common user feedback. Replaced with verifiable testimonials post-launch.
Pay-per-use
No subscription. Pay only when you run.
₹99 per Smart Planner run
First run only ₹49 with sign-up credit
FAQ
Frequently asked
Yes. Your data lives in an encrypted MongoDB instance with HTTPS-only sessions. We use bcrypt to hash credentials and signed verification for every payment. We're DPDP-compliant: granular consent, full data export, and right-to-be-forgotten are built in.
Still curious? Email services@myfolio360.com
Money should feel calm, not anxious. MyFolio360 is built on one belief — every Indian family deserves a private, intelligent place to see, plan, and grow what they earn. No spam, no jargon, no upselling. Just clarity.
Prashant Bakane
Founder @ MyFolio360
Stop wondering. Start knowing.
Free forever for the basics. Upgrade only when you want the AI Smart Planner. Your data stays yours.
Try MyFolio360 Free